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🏦 SMS for Banks & Finance

Every transaction, verified and reported in seconds.

From OTP authentication to real-time debit alerts and fraud warnings, SMSMaster gives banks, NBFIs, and fintechs in Sri Lanka a fast, reliable channel their customers already trust.

Today, 4:47 PM
YourBank
Your OTP for this transaction is 482931. Valid for 5 minutes. Do not share it.
YourBank
LKR 15,000 debited from account ending 4432. Not you? Call us now.
YourBank
Your EMI of LKR 22,400 is due on 18 Sept. Pay via app to avoid late fees.
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OTP delivery at transaction time
99.95%
Platform delivery reliability
24/7
Real-time fraud & debit alerts
15+
Ready-made banking templates

Everything a bank or fintech needs from SMS

Connect SMSMaster to your core banking, card, or lending system for secure, real-time customer notifications.

OTP & transaction authentication

Sub-5-second one-time passwords for logins, transfers, and card payments, with automatic expiry.

Debit & credit alerts

Instant notification for every transaction, with account balance and merchant details included.

Fraud & security alerts

Flag suspicious activity, failed login attempts, and card blocks the moment they happen.

EMI & bill payment reminders

Automated reminders before due dates to reduce missed payments and late fees.

Statement & balance summaries

Send monthly statement links or on-demand balance summaries via a simple SMS keyword.

Product & offer campaigns

Compliant, opt-in campaigns for new savings products, loans, or card upgrades.

A message for every stage of a customer's account

Set these up once as templates, then let SMSMaster trigger them automatically from your core banking or lending system.

01

Account opened

Welcomes the customer and confirms account activation.

YourBankWelcome to YourBank! Your savings account ending 4432 is now active.
02

Transaction OTP

Authenticates transfers, payments, and card transactions.

YourBankYour OTP for this transaction is 482931. Valid for 5 minutes. Do not share it.
03

Debit alert

Sent instantly from your core banking system on every transaction.

YourBankLKR 15,000 debited from account ending 4432. Not you? Call us now.
04

EMI reminder

Scheduled a few days before a loan installment is due.

YourBankYour EMI of LKR 22,400 is due on 18 Sept. Pay via app to avoid late fees.
05

Fraud alert

Triggered automatically by your fraud-detection rules.

YourBankUnusual login detected on your account. If this wasn't you, freeze your card now: smsm.lk/sec/4432

Built for the reliability banking requires

Use our REST API or secure webhooks to trigger OTPs and alerts straight from your core banking, card processing, or lending system.

  • REST API with sub-5-second OTP delivery
  • Registered, approved Sender IDs for trust
  • High-priority routing for transactional traffic
  • Delivery logs for audit & compliance needs
POST https://api.smsmaster.lk/v1/messages
Authorization: Bearer sk_live_***

{
  "to": "+94771234567",
  "sender_id": "YourBank",
  "template": "transaction_otp",
  "vars": {
    "otp": "482931",
    "expiry_minutes": "5"
  }
}

Start sending alerts your customers trust and rely on.

Free trial credits included. No card required to get started.

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